Monad Federal Credit Union provides members with an assortment of services. Whether you prefer the convenience of technology with our online and automated services or the personal touch of our local branch, Monad FCU's dedicated employees are here to help our members.

Savings Programs • Share (Savings) Accounts • Prime Times Club Account (members over 55) • Johnny Appleseed Jr. Ecology Club Accounts (kids 13 & younger) • Teen Club Accounts (youth 13 - 18) • Christmas Club Accounts • Vacation Club Accounts • Super Saver Accounts • Share Certified Accounts • Traditional & Roth IRAs • Coverdell Education Savings Account • Checking Accounts (no monthly services charge, no per item fee, no minimum balance requirement) • Visa Check Card • Free Overdraft Protection (from savings) • Pre-authorized Payments • ACH Transactions         Other Member Benefits • Visa Prepaid Travel Money Cards • Money Orders • Payroll Deduction • Direct Deposit • Western Union Funds Transfers • Wire Transfers • Savings Bonds • Night Deposit

Lending Programs • Visa Credit Cards • Auto Loans • First Time Car Buyer Loans • Classic Auto Loans • Boat Loans • Recreational Vehicle Loans (travel trailers, fift wheels, tent trailers, campers, motorhomes) • Off Road Vehicle Loans (jet ski, snowmobile, four wheeler, dirt bikes) • Unsecured Line of Credit • Share Secured Loans • Christmas Laons • Back-to-School Loans • Computer Loans • Quick Cash Loans • Stafford, Plus and Consolidation Student Loans • Debt Consolidation Loans • Mortgage         • Home Banking • E-Statements • MARS(Monad Audio Response Telephone Teller) • Free Notary Service • Free Automatic Transfer for Loan Payments, Savings Depostis, Club Deposits • Full Family Membership • Extended Drive Up Hours