Monad Loan Rates
| Type of Loan |
Annual
Percentage
Rate |
Annual
Percentage Rate
(w/both discounts) |
| New to 5-year-old autos |
6.50% |
5.50% |
| Used autos over 6-years-old |
7.50% |
6.50% |
| New to 7-year-old boat or RV |
8.00% |
7.00% |
| Used boat or RV over 8 years old |
9.00% |
8.00% |
| Classic autos |
9.50% |
8.50% |
| Computer |
9.50% |
8.50% |
| New off-road vehicle |
9.50% |
8.50% |
| Used off-road vehicle |
11.00% |
10.00% |
| Timeline |
14.50% |
13.50% |
| First-time car buyer |
8.25% |
N/A |
| Quick Cash Loans |
18.0% |
N/A |
| Share Secured (with Savings Account or CD) |
3% over dividend rate paid on
savings or CD |
N/A |
| VISA Classic Credit Card |
12.9% |
N/A |
| VISA Secured Credit Card |
12.9% |
N/A |
| VISA Classic II Credit Card |
18.0% |
N/A |
| Stafford Student Loans |
6.80% - 6.80% |
N/A |
| PLUS Student Loans |
8.50% |
N/A |
| Federal Consolidation Loans (student) |
Weighted average of loans consolidated |
N/A |
| Lawn Mower Loans |
6.0 - 9.0% |
N/A |
You can reduce the rate on most loans by:
- 1/2% if you have an active checking account in good standing
with Monad
- 1/2% if you pay your payments through your employers'
payroll deduction plan, or pay your payments by automatic
withdrawal from your account at Monad
All rates expressed are annual percentage rates and are subject
to change by the Board of Directors. The term of the loan
is contingent on the age & condition of the collateral
and the amount of the loan.
PASCO - Main Office
1817 W. Sylvester Avenue
Pasco, WA 99301
(voice) 509-545-1406
(fax) 509-545-1450
(free) 888-488-1406
(MARS) 509-545-1989 |
 |
KENNEWICK - Branch
Office
1838 S. Washington Avenue
Kennewick, WA 99337
(voice) 509-582-8866
(fax) 509-582-9715 |
|
|
| Hours: |
10:00 AM to 6:00 PM
Monday to Friday |
Hours: |
9:30 AM to 5:30 PM
Monday to Friday |
| Drive-up: |
8:30 AM to 7:00 PM
Monday to Friday |
|
(closed for lunch 1 to 1:30 PM) |
|
