| Type of Fee | Amount | Additional Information |
| Account Closure (due to excessive overdrafts) | $25.00 | Applies to checking accounts only |
| Account Reconcilement Fee (per hour) | $15.00 | 1 hour minimum fee |
| Account Research Fee (per hour) | $15.00 | 1 hour minimum fee |
| Automatic Overdraft Transfer Fee | none | First 6 transfers are free, fee is $5 per transfer afterwards |
| Cashier's Check (funds guaranteed) | $10.00 | |
| Cashier's Check (not guaranteed) | $3.00 | Payable to third party |
| Club Account Early Closure Fee | $15.00 | If closed before maturity |
| Copy of Paid Member Draft | $2.00 | Free online through Monad@Home |
| Copy of Paid Monad Cashier's Check | $2.00 | |
| Copy of Account Statement | $2.00 | Free online through Monad@Home |
| Deposited Item Returned | $10.00 | per item |
| Direct Deposit | FREE | |
| Dormant Account Fee | $5.00 | Per quarter on accounts with no activity for a period of 1 year |
| E-Statements | none | Free online through Monad@Home |
| Excessive Savings Withdrawal Fee | $3.00 | First 4 withdrawals per month are free, each subsequent withdrawl is $3.00 per item |
| Foreign Exchange Checks or Cash | $2.00 | per item |
| IRA Early Closure Fee | $100.00 | If closed within 1 year of account opening |
| IRA Excessive Withdrawal Fee | $20.00 | First withdrawal per month is free, each subsequent w/d is $20.00 (members on periodic payments are exempt from fee) |
| Money Orders ($1,000 maximum) | $1.00 | per money order |
| Notary Public Fee | none | |
| NSF Fee (Returned check, debit, or ACH item) | $20.00 | per item returned |
| Online Banking (Monad@Home) | FREE | |
| Payroll Deduction | FREE | |
| Pre-authorized Credits | FREE | |
| Pre-authorized Payments | FREE | out of checking only |
| Printout of Transactions on Account | $2.00 | Free online through Monad@Home |
| Redeem Savings Bonds | $1.00 | per bond |
| Replacement PIN (Debit or Credit Card) | $5.00 | |
| Returned Mail | $3.00 | per piece of mail returned due to incorrect address |
| Stop Payment (Monad Corporate Check) | $20.00 | |
| Stop Payment Personal Draft (member check) | $10.00 | |
| Stop Payment (Pre-authorized Payments) | $10.00 | |
| Telephone Teller (MARS) | FREE | |
| Telephone Transfer Fee | FREE | 6 transfer limit per month |
| Traveler's Checks | 1% | of amount purchased |
| Travelex Gift Cards | $7.00 | |
| Travelex Travel Money | $10.95 | |
| Wire Transfer Fee (United States) | $15.00 | |
| Wire Transfer Fee (Mexico) | $35.00 |



