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Type of Fee Amount Additional Information
Account Closure (due to excessive overdrafts) $25.00 Applies to checking accounts only
Account Reconcilement Fee (per hour) $15.00 1 hour minimum fee
Account Research Fee (per hour) $15.00 1 hour minimum fee
Automatic Overdraft Transfer Fee none First 6 transfers are free, fee is $5 per transfer afterwards
Cashier's Check (funds guaranteed) $10.00  
Cashier's Check (not guaranteed) $3.00 Payable to third party
Club Account Early Closure Fee $15.00 If closed before maturity
Copy of Paid Member Draft $2.00 Free online through Monad@Home
Copy of Paid Monad Cashier's Check $2.00  
Copy of Account Statement $2.00 Free online through Monad@Home
Deposited Item Returned $10.00 per item
Direct Deposit FREE  
Dormant Account Fee $5.00 Per quarter on accounts with no activity for a period of 1 year
E-Statements none Free online through Monad@Home
Excessive Savings Withdrawal Fee $3.00 First 4 withdrawals per month are free, each subsequent withdrawl is $3.00 per item
Foreign Exchange Checks or Cash $2.00 per item
IRA Early Closure Fee $100.00 If closed within 1 year of account opening
IRA Excessive Withdrawal Fee $20.00 First withdrawal per month is free, each subsequent w/d is $20.00 (members on periodic payments are exempt from fee)
Money Orders ($1,000 maximum) $1.00 per money order
Notary Public Fee none  
NSF Fee (Returned check, debit, or ACH item) $20.00 per item returned
Online Banking (Monad@Home) FREE  
Payroll Deduction FREE  
Pre-authorized Credits FREE  
Pre-authorized Payments FREE out of checking only
Printout of Transactions on Account $2.00 Free online through Monad@Home
Redeem Savings Bonds $1.00 per bond
Replacement PIN (Debit or Credit Card) $5.00  
Returned Mail $3.00 per piece of mail returned due to incorrect address
Stop Payment (Monad Corporate Check) $20.00  
Stop Payment Personal Draft (member check) $10.00  
Stop Payment (Pre-authorized Payments) $10.00  
Telephone Teller (MARS) FREE  
Telephone Transfer Fee FREE 6 transfer limit per month
Traveler's Checks 1% of amount purchased
Travelex Gift Cards $7.00  
Travelex Travel Money $10.95  
Wire Transfer Fee (United States) $15.00  
Wire Transfer Fee (Mexico) $35.00