 |
American Express Travelers
Cheques - Accepted worldwide. No charge to
members for purchase of regular American Express Travelers
Cheques. American Express Travelers Cheques for Two
carry a small purchase fee. |
|
American Express Gift
Checks - Gift checks are available in amounts
of $25.00, $50.00, and $100.00. Cost of each check
to Monad members is $2.50 and they are accepted worldwide,
just like the Travelers Cheques. |
|
Money Orders - Maximum amount per money
order is $1,000.00. Cost per money order is 75 cents. |
|
Notary Service - Documents notarized
with no fee to Monad members. |
|
Payroll Deduction - Available through
participating employers. Have money deducted directly
from your check and deposited into your savings, IRA,
Christmas Club accounts at Monad. You can also use
this convenient service to make the payments on any
loan you have with Monad. There is no charge for this
service. |
|
Direct Deposit - Have your paycheck,
Social Security check, Railroad Retirement check,
or pension check deposited electronically into your
Monad checking account. The fast, safe & convenient
way to get paid! |
|
Life Savings Insurance - $2,000.00 insurance
coverage provided to all eligible members through
Minnesota Life Insurance Company. |
|
Commercial Money Orders - Money is wired
via Western Union within an hour, anywhere there is
a Western Union station. The cost varies with the
amount of funds wired. |
|
Full Family Membership - Your parents,
sisters, brothers, children, grandparents, aunts,
uncles, in-laws or any other family are all eligible
to join Monad once you have opened your membership
account with us. |
|
Overdraft Protection - Sign up for automatic
overdraft protection on your Monad checking account
two ways; automatic transfer from your primary savings
account or automatic transfer from your Timeline loan.
We do not charge for transfers made, however, there
are finance charges if the overdraft transfer is from
your loan. |
|
VISA check card - No more writing checks!
Use your VISA check card just like a credit card only
your checking account at Monad is debited. You can
also use your check card to get cash at any ATM that
displays a VISA logo. VISA check cards have a $12.00
annual fee. |
|
Consumer Pamphlets - Many topics are
available in the main office lobby. Topics include
how to reconcile your checking account, how to buy
a new or used car, how to get a mortgage loan, and
how to budget your money. We also have available a
consumer magazine called "Home and Family Finance".
|
|
MARS (Monad Audio Response System) -
Use your touch tone telephone to access your account
24 hours a day, 7 days a week. You can make transfers
between your accounts, review deposits made on all
accounts, review checks that have cleared your checking
account, get an advance on your Timeline loan, or
request a check withdrawal from your savings account.
All from the comfort of your home! |
|
Mortgage Loans - Our mortgage lending
partner, Loan Services Inc, offers our members several
mortgage programs. Visit their website at www.loanservicesinc.com
to get current rates, calculate monthly payments,
or to determine the amount of loan you qualify for.
|
|
MemberCONNECT - Our partners for affordable
auto, life & health insurance. Visit their website
at www.cunamutual.com
for more information. |
|
Auto Solutions - Shop for your next auto
or recreational vehicle from the comfort of your home.
Visit their website at www.cu-autosolution.com
to view their current inventory, get information on
the make and model you want, or have a representative
contact you. |
|
Credit Life and Disability Insurance
- Provided by Minnesota Mutual Life Insurance Company.
Premiums are added to the loan each month and are
based on the balance of the loan. |
